SkypeOut & HSBC

Two ways to save/increase your money instantly without much labor hereafter: transferring your bank funds to HSBC's "High Rate Savings Account" and making long distance (or costly local) calls to any traditional telephones within USA/Canada using SkypeOut.

The first one guarantees you that, so long as you have some money in hand and are willing to be one of the clients of HSBC Bank of Canada, you will be the beneficiary to get a total interest of CAD$310 each month if you just can keep your daily closing account balance at around 10,000 Canadian dollars and not many debit transactions; The second one makes you feel that if you don't have many very important incoming calls that are definitely inconvenient to be forwarded onto the Internet, and you don't have to use a traditional telephone number to register for some important forms or for some other purposes, you may just say bye-bye to your telephone company, though the free Skype lunch seems only effective until the end of this year.

More Info to confirm that I'm not in coma:

HSBC - Earn 3.10% interest and watch your savings grow ->

NewsFactor Network - Skype Frees Calls to Regular Phones ->

And the current exchange rate of USD/CAD is unbelievably low...Any economist and MBA could tell me exactly what the heck is behind all these? (Though, after some slow thoughts I can well pretend to be either kind of the consultants...^_^)